It is not our policy to sell or market the personal, non-public, information about you to third parties without your consent. Such information is used solely in the conduct of our business, on your behalf, and to provide the highest quality service, which we believe you have every right to expect. In the event that we use any non-affiliated, third party service provider to assist us in providing debt settlement services, or other services, to you; and, those services require that we disclose any non-public personal information about you, we will require that third party provider to sign an agreement that protects the confidentiality of your information. During the initial counseling session and your subsequent enrollment into settlement program, we will ask you for specific information.
Debt Information Including:
· Credit Card and Loan Account Numbers
· Current Balances
· Current Interest Rates
· Minimum Payments
Personal Information Including:
· Social Security Number
· Telephone Number
· E-mail Address
· Name & Address of Employer
· Date of Birth and Age
· Budget Information including Pay
· Other Income Sources
· Monthly Expenses
· Assets & Liabilities
Some creditors require that we disclose information regarding your income, expenses, assets, and liabilities to them in order to obtain concessions from them. You have the right to forbid progressiverelief.com to release this information to creditors that require it. However, it must be understood that, while no creditors guarantee that they will make any concessions, those that require disclosure of the financial information described above will not make concessions without it. You gave the vast majority of this information to the creditors when you opened the account; or, it can be obtained by the creditors from your credit report.
Progressive Debt Relief LLC reserves the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law. Progressive Debt Relief LLC may analyze and aggregate our non-public personal information internally for the purpose of compiling statistics, evaluating trends in the marketplace, and evaluating the overall effectiveness of our services. However, we will not share non-public information with third party service providers except as has been previously described in this brochure. Your non-public personal information will not be sold. Progressive Debt Relief LLC will, however, make information available regarding financial products and services that we believe you may have a need for or an interest in learning about. In doing so, we will make information available to you without releasing information about you to outside vendors or non-affiliated organizations.
Amanda Kaviani – Principal
Progressive Debt Relief is dedicated to protecting your privacy and providing you with the highest level of service. This Policy explains what Progressive Debt Relief does to keep information about you private and secure. This Policy covers only information that you provide to Progressive Debt Relief or that it obtains about you from companies that you have chosen to do business with. Please read this Policy carefully and contact us if you have any questions.
Personal Information We Collect
The personal information that we collect about you comes from the following sources:
· Information we receive from you, such as your name, address, and telephone number, or other information that you provide to us over the phone or in documents or applications,
· Information about your transactions, such as your account balances with your creditors, payment histories, account activity, and all other information that may be contained in your credit card statements or other reports relating to your debt, and
· Information we receive from consumer reporting agencies and other sources, such as your credit bureau reports, collection agency reports or other communications, and other information relating to your payment histories, creditworthiness, annual income, or ability to satisfy your obligations.
Parties to Whom We Disclose Information: We may use and share your financial and credit information with Progressive Debt Relief ’s affiliates, and business partners to identify and prescreen you for peripheral programs that we believe may benefit you. We may also disclose such information in order to affect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you. We may also share your information with service providers that perform business operations for us, companies that act on our behalf to market our services, or others only as permitted or required by law, such as to protect against fraud or in response to a subpoena. We may also share your information with third parties such as lenders or credit issuers that we let you know about and only when permitted by applicable state law. We may also share or transfer our information in the event we transfer or sell your account or our business assets to another provider. Otherwise, we do not share, transfer, or otherwise disclose your nonpublic personal information to any company or individual unless it is directly related to carrying out the services you have requested of us.
By carrying out those services, we may disclose your information, as we see fit and as permitted by law, to your creditors, credit card companies, collection agencies, banks, and other entities and individuals specifically necessary to affect, administer and perform our services.
How We Protect Your Information
We train our employees to protect all customer information. We maintain physical, electronic and procedural controls that comply with government standards. We authorize our employees, agents and contractors to get information about you only when they need it to do their work with us.
This Policy applies to current and former consumer customers. If you have any questions, please contact customer service at email@example.com or call 877-590-1847.
Opt Out Rights (to limit our sharing)
If you do not want your Nonpublic Personal Information disclosed to affiliated or nonaffiliated third parties, you may "opt out of those disclosures, meaning that you may tell us not to make those disclosures (other than disclosures that are permitted by law even if you opt out). If you opt out, we will not disclose this information to such third parties to independently market products or services to you, but we may include their offers in routine communications that we send to you in connection with servicing your business relationship with us.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date that we send this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
To opt out, contact us via telephone or e-mail. An opt out election by you or others who maintain a relationship with Progressive Debt Relief will be effective for all persons that your relationship relates to. Once you opt out, there is no need to do so again for the same business relationship. Questions? You may also want to visit our website at https://progressivedebtrelief.com/ or give us a call at 877-590-1847 if you need additional information.
Information For Vermont, California, Montana and Nevada Customers:
In response to a Vermont regulation, we automatically treat accounts with Vermont billing addresses as if you requested that Progressive Debt Relief not share your information with nonaffiliated third parties, and that we limit the information we share with Progressive Debt Relief affiliates. And if we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you.
In response to Montana law, we will not disclose to anyone your name or personal information other than to your own creditor’s or Progressive Debt Relief ’s agents, affiliates, or contractors.
In response to Nevada law, we are providing you this notice. You may be placed on our internal Do Not Call List by following the directions set forth above. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; e-mail: BCPINF0@ag.state.nv.us.
This Policy applies to current and former consumer customers. If you have any questions, please contact Progressive Debt Relief, at 424 E Central Blvd. #524 Orlando, FL 32801.
Amanda Kaviani – Principal
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